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Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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The upper walls of what famous holy temple are lined with gold?
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The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs. |
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Denise Woods
RE/MAX Commonwealth Group
3430 Anderson Hwy #E
Powhatan, VA 23139
Office: 804-598-0007
Fax: 804-423-2411
Cell Phone - Denise: 804-337-4410
Cell Phone - Cathy: 804-921-4814
Denise Woods: Denise@denisewoods.com
Cathy Gusti: Cgusti@remax.net
The Denise Woods Realty Team combined has more than 25 years of experience in the real estate industry. We have helped OVER 1,000 (ONE THOUSAND) families with their real estate needs. Denise and Cathy focus on superior customer service with our clients! We love what we do!    
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