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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Powhatan, Chesterfield and Amelia real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in Powhatan, Chesterfield and Amelia, Virginia

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Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Powhatan, Chesterfield and Amelia

Buying Land and New Construction >Buying Property to Build

The ideal piece of land cannot be purchased without due diligence. Say you notice a lot for sale in a suburban area that looks like a perfect place to build your dream home. Buying undeveloped land can provide an opportunity to build a house that will meet your needs, but you will need certain information before you sign on the dotted line.

Most suburban areas have zoning regulations which govern the type of structure that can be erected, the dimensions, and even the material used on the exterior. Historic preservation groups work with builders in many areas to ensure that any new construction fits in with the existing buildings. If you want to build out of the city limits, check the availability of public utility services and the cost of bringing those services to the site. Local planning and zoning boards can provide you with information about proposed development that could change your quiet country lane into a busy street.

It is a good idea to consult an architect and a zoning expert to confirm that your vision will work on the property you have selected.

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Q	At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?
A	The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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Denise Woods, REALTOR®, real estate agent and broker for Powhatan, Chesterfield and Amelia, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Denise Woods
RE/MAX Commonwealth Group
3430 Anderson Hwy #E
Powhatan, VA 23139
Office: 804-598-0007
Fax: 866-430-9768
Cell Phone: 804-337-4410
Denise@denisewoods.com
Denise has over 12 years of experience in the real estate industry. Denise Woods Realty Team has helped nearly 1,000 (ONE THOUSAND) families in their real estate needs. Denise Woods and Cathy Gusti focus on superior customer service with our clients! We love what we do!

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